MetroCity Bankshares (NASDAQ:MCBS) and Banco Bradesco (NYSE:BBDO) Critical Survey
MetroCity Bankshares (NASDAQ:MCBS – Get Rating) and Banco Bradesco (NYSE:BBDO – Get Rating) are both finance companies, but which is the superior stock? We will compare the two companies based on the strength of their earnings, valuation, analyst recommendations, risk, dividends, institutional ownership and profitability.
Insider & Institutional Ownership
21.5% of MetroCity Bankshares shares are held by institutional investors. 27.3% of MetroCity Bankshares shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.
Valuation and Earnings
This table compares MetroCity Bankshares and Banco Bradesco’s gross revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Price/Sales Ratio | Net Income | Earnings Per Share | Price/Earnings Ratio | |
| MetroCity Bankshares | $142.54 million | 3.65 | $61.70 million | $2.66 | 7.68 |
| Banco Bradesco | $22.16 billion | 1.66 | $4.07 billion | $0.39 | 8.76 |
Banco Bradesco has higher revenue and earnings than MetroCity Bankshares. MetroCity Bankshares is trading at a lower price-to-earnings ratio than Banco Bradesco, indicating that it is currently the more affordable of the two stocks.
Risk & Volatility
MetroCity Bankshares has a beta of 0.67, indicating that its stock price is 33% less volatile than the S&P 500. Comparatively, Banco Bradesco has a beta of 1.13, indicating that its stock price is 13% more volatile than the S&P 500.
Profitability
This table compares MetroCity Bankshares and Banco Bradesco’s net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| MetroCity Bankshares | 45.04% | 23.89% | 2.37% |
| Banco Bradesco | 19.74% | 17.68% | 1.59% |
Dividends
MetroCity Bankshares pays an annual dividend of $0.60 per share and has a dividend yield of 2.9%. Banco Bradesco pays an annual dividend of $0.12 per share and has a dividend yield of 3.5%. MetroCity Bankshares pays out 22.6% of its earnings in the form of a dividend. Banco Bradesco pays out 30.6% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.
Analyst Ratings
This is a summary of current ratings and recommmendations for MetroCity Bankshares and Banco Bradesco, as provided by MarketBeat.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| MetroCity Bankshares | 0 | 0 | 0 | 0 | N/A |
| Banco Bradesco | 0 | 0 | 0 | 0 | N/A |
Summary
MetroCity Bankshares beats Banco Bradesco on 8 of the 13 factors compared between the two stocks.
MetroCity Bankshares Company Profile (Get Rating)
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. It provides consumer and commercial checking accounts, savings accounts, certificates of deposits, money transfers, and other banking services. The company also offers construction and development, commercial real estate, commercial and industrial, single family residential mortgage, small business administration, and other consumer loans; and online banking, treasury management, wire transfer, automated clearing house, and cash management services. It serves small to medium-sized businesses, individuals, businesses, municipalities, and other entities. The company operates 19 full-service branch locations in Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia. The company was founded in 2006 and is headquartered in Doraville, Georgia.
Banco Bradesco Company Profile (Get Rating)
Banco Bradesco S.A., together with its subsidiaries, provides various banking products and services to individuals, corporates, and businesses in Brazil and internationally. The company operates through two segment, Banking and Insurance. It provides current, savings, click, and salary accounts; real estate credit, vehicle financing, payroll loans, mortgage loans, microcredit, leasing, and personal and installment credit; debit and business cards; financial and security services; consortium products; auto, personal accident, dental, travel, and life insurance; investment products; pension products; real estate and vehicle auctions; cash management, and foreign trade and exchange services; capitalization bonds; and internet banking services. Banco Bradesco S.A. was founded in 1943 and is headquartered in Osasco, Brazil.
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